When will I get my deed showing proof of ownership?

Typically the deed is recorded by the settlement attorney the business day following closing.  The clerk of court records it in the land records of the city and then returns it to the settlement attorney.  This usually takes from three to six weeks.  The settlement attorney mails it to the buyer, along with the title insurance policy.   Beware!  There are companies that solicit homeowners with an offer to sell them an “official copy” of the recorded deed shortly after closing, at a charge of around $85.00.  It is totally unnecessary to pay for this service, as the settlement attorney will send the original deed to you as soon as it is available.  If you ever lose the original, a certified copy can be obtained from the Clerk’s Office for around $3.00.  

The answers given above have been prepared by the law firm of Jones & Walker, P.C. of Virginia Beach as general guidelines to common questions.  These answers do not constitute specific legal advice.  For a fuller explanation of many aspects of real estate sales and purchases, visit Jones & Walker’s website: www.jonesandwalker.com.